Even the banks are falling on "hard times"...uh...if that means "more money than you know what to do with." These jerks royally screwed us, crashing the economy...and their narrow-gauge profiteering even has them tripping up themselves, having broken their own business model. If you want to use a bank to deposit savings - which one assumes from the origins and alleged social utility of banks would be as welcome as buying a hamburger at MacDonalds - increasingly their message is "don't bother."
The New York Times - "Banks Flooded With Cash":
Bankers have an odd-sounding problem these days: they are awash in cash.